He who understands this shall benefit from it

My Latest Posts

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• Uninterrupted Compound Interest; The Main Key to being WealthyNovember 4, 2024
  Imagine if your great grandfather passed away, and left behind $100,000 of inheritance to your father through a simple life insurance death benefit. Your father just put the $100,000 into… Read more: Uninterrupted Compound Interest; The Main Key to being Wealthy
• Using Life Insurance Policy as a collateralJanuary 30, 2024
  If you were to start listing down the assets which you have, which are the ones that is able to use as a collateral? Why do you even want to… Read more: Using Life Insurance Policy as a collateral
• How hard is my money working for me?January 27, 2024
  You are working hard in your career, in exchange for an income, hence it’s called hard earned money. It’s an exchange of a labor from you. Once you start earning… Read more: How hard is my money working for me?
• Credit Card vs Debit CardJune 4, 2023
  When you are using credit card, you owe the bank money. When you are using debit card, you use your own money. Which is better then? Obviously, for those who… Read more: Credit Card vs Debit Card
• Start Creating Multiple Income StreamsMay 20, 2023
  How many streams of income do you have at the present moment? If one is being disrupted right now, how would your life be affected? I’d like to compare streams… Read more: Start Creating Multiple Income Streams
• Unlocking your home equity value: New ThinkingMay 14, 2023
  Many Singapore households are feeling rich with their home prices continue to rise over the past many years. It has risen until the government has to step in a few… Read more: Unlocking your home equity value: New Thinking
• What’s the Best Investment in the World?May 7, 2023
  Human Capital; yourself is the best investment in the world. This is the one and only investment which you are fully control of, and no one else is going to… Read more: What’s the Best Investment in the World?
• What’s a Safe Withdrawal Rate?May 4, 2023
  A safe withdrawal rate is a rate which you can comfortably draw down from your investment portfolio, with the least likelihood of your portfolio being run out until you are… Read more: What’s a Safe Withdrawal Rate?
• How much CASH should we hold all the times?April 29, 2023
  It depends, but let’s clearly define what’s cash first. Cash is a currency that is readily available for you to use to fund your purchases. Hence It is liquid by… Read more: How much CASH should we hold all the times?
• IBC Case Study 4: I have OD facilities with my Private Bank at 4% cost only. It’s better than your policy loan which charges 6%…April 16, 2023
  Well, let’s see. You have $1m cash in a Private bank, and the rest are investible assets. Otherwise you can’t open a private bank account ya 😉. Bank give you… Read more: IBC Case Study 4: I have OD facilities with my Private Bank at 4% cost only. It’s better than your policy loan which charges 6%…